The handling of debts in the division of assets during divorce can vary based on the legal system and the laws applicable in a particular jurisdiction. In India, the division of assets and liabilities, including debts, is often addressed under the personal laws governing the marriage. Here are some general considerations: Equitable Distribution: In many jurisdictions, including India, the principle of equitable distribution is applied when dividing assets and debts during divorce. This does not necessarily mean an equal 50-50 split but rather a fair and just division based on various factors. Identification of Marital Debts: Marital debts typically include debts incurred during the marriage for the joint benefit of both spouses. Examples may include home loans, car loans, credit card debts, and other joint financial obligations. Individual Debts: Debts incurred by an individual spouse for personal purposes may be treated differently. The responsibility for individual debts, especially those not related to the marriage or joint financial activities, may remain with the spouse who incurred them. Financial Contributions: The financial contributions of each spouse during the marriage may be considered when determining the division of assets and debts. The spouse who contributed more to the household finances may be entitled to a larger share of the marital assets but may also bear a proportionate share of the debts. Court Discretion: Courts have the discretion to consider various factors when dividing assets and debts, including the earning capacity of each spouse, their financial needs, the duration of the marriage, and any special circumstances. Sale or Transfer of Assets: In some cases, the court may order the sale or transfer of assets to satisfy joint debts. For example, if the family home has a mortgage, the court may order its sale, and the proceeds can be used to pay off the mortgage debt. Separate Legal Advice: It's advisable for individuals going through a divorce to seek separate legal advice to understand their rights and obligations regarding debts. An experienced family law attorney can provide guidance tailored to the specific circumstances of the case. Debt Settlement Agreements: Spouses may also negotiate and enter into settlement agreements regarding the division of assets and debts. These agreements, if reached amicably, can be submitted to the court for approval. It's important to note that the specific rules and procedures may vary depending on the personal law applicable to the parties involved. Individuals seeking information on the division of assets and debts in their divorce case should consult with a qualified family law attorney to understand the relevant legal principles and considerations.