If you have an old mortgage on a piece of land and you want to redeem it, you will need to follow these general steps: Gather all the documents related to the mortgage: You will need to have all the documents related to the mortgage, such as the original mortgage agreement, any payment records, and any other documents related to the mortgage. Contact the lender: Once you have all the documents related to the mortgage, you should contact the lender to find out the current balance on the mortgage. You can also ask the lender for a payoff statement, which will provide you with a detailed breakdown of the amount owed, including any interest and fees that may have accrued. Negotiate the payoff amount: If you are unable to pay off the full balance of the mortgage, you can try to negotiate a lower payoff amount with the lender. This may involve paying a lump sum or setting up a payment plan to pay off the remaining balance over time. Pay off the mortgage: Once you have agreed on a payoff amount, you will need to pay off the mortgage. You can do this by sending a certified check or wire transfer to the lender. Obtain a satisfaction of mortgage: Once you have paid off the mortgage, the lender will provide you with a satisfaction of mortgage document. This document releases the mortgage lien on the property, and you should file it with the county recorder's office to officially remove the lien from the property. Keep in mind that the process to redeem an old mortgage on a piece of land may vary depending on the specific circumstances of your situation. You may want to consult with a real estate attorney to ensure that you are following all the necessary steps and protecting your legal rights.