If the finance company is not returning your bike even after you have paid the agreed amount, you can take the following steps to try to resolve the situation: Communicate with the finance company: Contact the finance company and inquire about the status of your bike. Clearly explain that you have fulfilled your part of the agreement by paying the required amount and request the return of your bike. Keep records of any communication you have with them, such as phone calls or emails. Review the agreement: Refer to the agreement or contract you signed with the finance company. Check if there are any specific terms or conditions regarding the return of the bike. It's important to know your rights and obligations as outlined in the agreement. Legal action: If the finance company continues to delay or refuses to return your bike, you may need to consider taking legal action. Consult with a lawyer who specializes in consumer rights or contract law to understand the legal options available to you. They can guide you on how to proceed with filing a complaint or initiating legal proceedings against the finance company. Consumer protection agencies: Depending on your jurisdiction, there may be consumer protection agencies or organizations that can assist you in resolving disputes with financial institutions. Contact such agencies to seek advice and support in your case. Remember to gather and keep any relevant documents, receipts, or proof of payment that can support your claim. Legal proceedings can vary based on your location, so it's best to consult with a legal professional who can provide guidance tailored to your specific situation.