If you have borrowed money to a friend without a written contract, it can make the situation more challenging to enforce repayment. However, there are a few steps you can consider: Communication: Start by having an open and honest conversation with your friend. Clearly express your concerns and remind them of the money they borrowed. Sometimes, a friendly reminder can help resolve the issue amicably. Gather evidence: Collect any evidence or documentation that supports your claim, such as text messages, emails, or bank transfer records. These can serve as proof of the loan and repayment terms. Mediation: If your friend is unwilling to cooperate, you may suggest mediation. A neutral third party can help facilitate a discussion and find a mutually acceptable solution. Mediation can be done informally or through a professional mediator or a community mediation center. Legal action: If all attempts to resolve the matter fail, you might consider taking legal action as a last resort. Consult with a lawyer who specializes in civil litigation to understand the legal options available in your jurisdiction. They can advise you on the strength of your case and guide you through the legal process if you decide to proceed. Remember, laws and procedures may vary depending on your jurisdiction, so it is crucial to seek legal advice specific to your situation and location.
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