In India, the Provident Fund (PF) is governed by the Employees' Provident Funds and Miscellaneous Provisions Act, 1952. According to this Act, the PF money accumulated by an employee, including the employer's contribution and interest, is considered to be the employee's property. Regarding the rights of the wife on her husband's PF money after retirement from SECL (South Eastern Coalfields Limited), it is important to note that the PF money generally belongs to the employee and is meant to provide financial security for their retirement. However, in the event of the employee's demise, the accumulated PF amount is usually passed on to the nominee mentioned by the employee in the PF account. The nominee can be the spouse, children, or any other individual chosen by the employee. Therefore, if the husband has nominated his wife as the nominee for his PF account, she would have the right to claim the PF money in case of his death. It is essential for the husband to update the nomination details in his PF account and keep them current. It's worth mentioning that specific details and procedures may vary, and it is advisable to consult with the concerned authorities or seek professional advice, such as from the Human Resources department of SECL or a legal expert, to understand the specific rules and requirements applicable to the situation.
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