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What is the process to enforce the certificate?

Answer By law4u team

The process to enforce a certificate in India depends on the type of certificate involved. Assuming you are referring to a Succession Certificate (under the Indian Succession Act, 1925), here is the process to enforce it: 1. Obtain the Succession Certificate: This is issued by a District Court (or High Court in some cases) to authorize the legal heir(s) to collect debts, securities, or other movable assets of the deceased. 2. Present Certificate to Asset Holders: The holder of the certificate must present it to banks, insurance companies, post offices, or any institution where the deceased had accounts, shares, or investments. 3. Authority Must Accept It: Under Section 381 of the Indian Succession Act, once the certificate is presented, the concerned institution must release the asset to the certificate holder. They are protected from liability for doing so. 4. Transfer or Recovery of Assets: The certificate holder can: Withdraw money from bank accounts Transfer or sell securities Collect debts owed to the deceased 5. Legal Enforcement (if needed): If an institution refuses to honor the certificate: A legal notice can be sent. A civil suit for enforcement may be filed. The court can pass orders compelling compliance. 6. Distribution of Assets: If multiple heirs are involved, the certificate holder is expected to distribute the assets according to mutual agreement or applicable personal succession laws. Note: A legal heir certificate (issued by a revenue authority) is usually not enforceable by itself in court like a succession certificate but can be used for administrative purposes (e.g., pension claims, property mutation).

Answer By Anik

Dear Client, Once issued by the appropriate court in accordance with the Indian Succession Act 1925 a succession certificate entitles its holder to collect securities and debts owed to the deceased. The holder must show this certificate to banks, financial institutions or other organizations that hold the deceased's assets in order for it to be enforced. Once verified these institutions are legally required to release the funds or securities in the certificate holders favor. The holder of the certificate may file a lawsuit against any institution that refuses to honor it without good reason. Additionally parties may still file a civil suit for a declaration of rights if a disagreement about ownership later develops because a succession certificate does not automatically transfer title. To collect assets on behalf of the deceased the certificate holder only needs to hold the certificate until such claims are made. I hope this answer helps. In case of future queries, please feel free to contact us. Thank you.

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