Can Workers’ Compensation Claims Be Filed By Employees Working Under A Fixed-Term Contract?

Workers' compensation is designed to protect all employees, regardless of whether they are on permanent or fixed-term contracts. A fixed-term employee, although hired for a specific duration or project, enjoys the same right to a safe work environment and compensation for injuries or illnesses arising out of and in the course of employment. Recognizing these rights is critical to ensuring that no employee is unfairly excluded from necessary medical and financial support following workplace incidents.

Steps to Take After Injury or Illness

Notify the Employer Immediately

Inform your immediate supervisor, HR department, or employer as soon as the injury or illness occurs. Many jurisdictions require that notice be given within a specific time frame (sometimes within 24–48 hours).

Seek Immediate Medical Treatment

Prioritize your health by visiting an authorized healthcare provider. Maintain all prescriptions, diagnostic reports, treatment records, and bills as crucial evidence supporting your injury claim.

Preserve All Evidence

Take photographs of the accident site, any faulty equipment involved, and the physical injuries sustained. Maintain a written account of the incident, including dates, times, and witness details.

Review the Employment Contract and Policies

Check if your fixed-term employment contract mentions workers’ compensation benefits and understand the internal procedure your employer follows for claims.

File the Workers’ Compensation Claim

Fill out the workers’ compensation claim form accurately and submit it to the relevant workers' compensation board or insurance provider. Attach all supporting documents, such as the medical reports and incident evidence.

Follow Up Diligently

Track the status of your claim. Employers or insurers may require additional documentation, statements, or medical re-evaluations, so stay responsive and cooperative.

Legal Actions and Protections

Equal Protection

Labor laws typically mandate that fixed-term and temporary workers be afforded the same rights as full-time permanent employees regarding workplace injuries.

Employer's Responsibility

It is the employer’s legal obligation to carry workers’ compensation insurance covering all employees, including fixed-term ones.

Appealing Denied Claims

If your claim is unfairly denied, you have the right to appeal through a workers' compensation appeals board, labor tribunal, or court. You may present additional evidence or request a hearing.

Access to Legal Counsel

If complications arise, such as employer retaliation, denial of rightful compensation, or improper treatment, consulting an attorney who specializes in workers’ compensation law can significantly improve your chances of a favorable outcome.

Example

Suppose a worker is employed on a nine-month fixed-term contract at a construction site. While lifting heavy materials, the worker suffers a back injury. Here’s what the worker should do:

• Immediately report the injury to the site manager and fill out an accident report.
• Visit an approved medical facility for treatment and ensure all medical visits and prescriptions are documented.
• Take pictures of the accident location and retain contact information of coworkers who witnessed the incident.
• Review the employment contract and company policy manual for claim procedures.
• File a workers’ compensation claim with all supporting documents and maintain regular follow-up with the insurance provider.

Even though their employment is temporary, the worker is fully entitled to medical expenses coverage, wage replacement benefits during recovery, and compensation for any long-term disability if applicable.