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Can RTI be used to obtain pension or PF details?

Can RTI be used to obtain pension or PF details?

09-Aug-2025

R.T.I

Answer By law4u team

Yes, RTI (Right to Information) can be used to obtain pension and Provident Fund (PF) details in India, as both fall under the purview of public authorities under the Right to Information Act, 2005. What You Can Obtain via RTI: For Pension (Government or PSU employees): Pension sanction and disbursement details Pension payment order (PPO) copy Status of pension revision Calculation sheet of pension benefits Details of deductions (TDS, etc.) Delay in pension release or non-payment For Provident Fund (EPFO/Other PF bodies): PF balance and passbook details Contributions made by employer Interest credited yearly Withdrawal or transfer status Details of rejected or pending claims Copies of correspondence with EPFO Authorities Covered: Central/State Government Pension Offices Public Sector Undertakings (PSUs) Employees’ Provident Fund Organisation (EPFO) – a central government body under the Ministry of Labour Railways, Armed Forces, Banks – All have designated PIOs for RTI How to File RTI: 1. Address your application to the Public Information Officer (PIO) of the concerned office (e.g., EPFO regional office, Pension Disbursing Authority). 2. Clearly mention your details (Name, PF Number/UAN, PPO Number, etc.) 3. Ask for specific documents or information > Example: "Please provide the year-wise contribution details to my EPF account from April 2010 to March 2020 for UAN xxxxxxxx." 4. Pay ₹10 RTI fee (via IPO/DD/online depending on the authority) 5. Send by post, hand delivery, or through the RTI Online Portal ([https://rtionline.gov.in/](https://rtionline.gov.in/)) if the authority is listed there Time Limit for Reply: 30 days from receipt of application Exceptions: RTI can be refused under Section 8(1)(j) if someone else’s PF/pension data is requested without public interest. You must seek your own details or have proper authorization (e.g., legal heir, nominee, or attorney holder). If Denied or Delayed: You can file a First Appeal under Section 19(1) of the RTI Act to the Appellate Authority. Conclusion: Yes, RTI can be used to access your pension and PF details from any public authority like EPFO, PSUs, or government departments. It’s a legally supported and effective tool for resolving delays and discrepancies.

Answer By Anik

yes, you can file an RTI to get out of details related to your pension or PF. How It Works Since as per the Right to Information Act of 2005 EPFO and other pension providing bodies are public authorities they are legally bound to provide this info. You may make a RTI application to request:. Your pension or PF application status. Your account information which includes what you and your employer have put in. How your pension is calculated. Any missing or uncredited contributions. Important Points Only account holders may request their own pension or PF details. You don’t have the right to ask for other people’s pension or PF account info through an RTI. That info is confidential and is exempt from disclosure under Section 8(1)(j) of the RTI Act which covers personal information. You must submit your application to the appropriate Public Information Officer (PIO) of the concerned department which includes EPFO’s regional office. I hope this will help you to resolve your queries. Please don't hesitate to contact us. Thank you.

Answer By Ayantika Mondal

Dear Client, Yes, the RTI Act is a very effective resource that you may use to obtain pension and PF details, in particular, from the government or public sector. The main idea is what information must be held by a public authority. It also includes in this that out of the Employees’ Provident Fund Organisation (EPFO) and many government pension body, you have the right to ask for that info. Here is what we do:. For Your Own Details: You have full right to access your pension or PF accounts. That includes info on contributions, account statements, claim status, and what caused any delay or rejection. The RTI Act is also very useful if you are experiencing delays or no response via usual routes, as it makes the government department to respond within 30 days (or 48 hours in cases related to “life and liberty” which some courts have applied to include delayed pension payment cases). For Third-Party Details: In most cases you are not able to use RTI for access to pension or PF details of a third party as that information is private and confdential. But we do see some exceptions which play out when public interest is at issue for example in matters of spousal or child maintenance. In these courts have determined that the right of the dependent to live is a greater issue which in turn may lead to disclosure of that info. As a member of a government managed pension or PF scheme you may do and should use the RTI Act to access your personal account info. This is a great way to promote transparency and accountability. I wish that this response helps you out with your queries. Should you have any issues please do not hesitate to ask. Thank you.