For opening a bank account in India, generally, banks require a few standard documents to verify your identity, address, and sometimes your income or occupation. While the exact requirements can vary slightly from bank to bank, here are the typical documents you’ll need: 1. Proof of Identity (any one of these): Aadhaar Card PAN Card Passport Voter ID Card Driving License Government-issued Photo ID card 2. Proof of Address (any one of these): Aadhaar Card Passport Voter ID Card Driving License Utility Bills (electricity, water, telephone bills not older than 3 months) Rent Agreement Bank Statement or Passbook with current address Ration Card 3. Photographs: Passport-sized photographs (usually 2) 4. PAN Card: Mandatory for certain accounts, especially if you want to invest or transact above specified limits. 5. Other documents (if applicable): For minors: Birth certificate and identity proof of guardian. For NRIs: Passport, valid visa, proof of overseas address, and sometimes an introduction letter from a bank abroad. For business accounts: Business registration proof, GST certificate, and authorized signatory details. Banks also require you to fill out an account opening form and may ask you to sign a declaration or agreement related to terms and conditions of the account. Note: Under the government’s KYC (Know Your Customer) norms, submitting valid identity and address proof is mandatory for opening any bank account. Some banks now allow e-KYC using Aadhaar linked with biometric verification, making the process quicker.

Dear Client, In order to open a bank account in India the following documents are required:. Proof of Identity (POI): Aadhaar Card PAN Card (mandatory for most accounts) Voter ID, Passport, or Driving License Proof of Address (POA): Address Proof (AP). Aadhaar Card Utility bills (electricity, water, telephone which are less than 3 months old). Passport, Driving License, or Voter ID Passport-size Photographs: PAN Card / Form 60: PAN is required; if not present then Form 60 must be filled. Additional Documents (if applicable): Also include here any Other Documents:. For minors: Birth Certificates School ID cards. For NRIs: Passport, Visa, proof of foreign address, recent photos. Banks also require in some cases to do KYC (Know Your Customer) which in turn may include linking of Aadhaar and PAN. I wish that my response has resolved your issues. Feel free to get in touch with us for more questions. Thank you!

To open a bank account in India in 2025, the essential documents required are proof of identity, proof of address, PAN card or Form 60, and passport-size photographs. post by : m. srinivasan yadav Required Documents Identity Proof Submit any one of the following, as per Know Your Customer (KYC) guidelines: Aadhaar Card Passport Voter ID Card PAN Card Driving License Government/Defence ID Card Job Card issued by NREGA (duly signed) Photo ID card from relevant approved institutions Address Proof Provide any one of these documents as address proof: Aadhaar Card Passport Driving License Voter ID Card Utility Bills (electricity, landline, etc. not older than 2 months) Bank account statement/passbook Registered rent/lease agreement Ration card Letter from employer/public authority A single document (e.g., Aadhaar, Passport) may be accepted as both identity and address proof. PAN Card or Form 60 PAN Card is required; if unavailable, submit Form 60 as per rules. Photographs Two recent passport-size color photographs are usually required. Additional Notes Originals should be presented for verification, and photocopies submitted for bank records. Aadhaar is not mandatory unless receiving government subsidies, but is the most commonly used single document. For specific types of accounts (like joint, minor, NRI, or business accounts), additional entity-specific documents and details will be required. These are the standard requirements for most Indian banks as of 2025; some banks may ask for supplementary forms or information based on their internal policies. thank you !

To Open A Bank Account In India In 2025, The Essential Documents Required Are Proof Of Identity, Proof Of Address, Pan Card Or Form 60, And Passport-size Photographs. Post By M. Srinivasan Yadav Required Documents Identity Proof Submit Any One Of The Following, As Per Know Your Customer (Kyc) Guidelines: Aadhaar Card Passport Voter Id Card Pan Card Driving License Government/Defence Id Card Job Card Issued By Nrega (Duly Signed) Photo Id Card From Relevant Approved Institutions Address Proof Provide Any One Of These Documents As Address Proof: Aadhaar Card Passport Driving License Voter Id Card Utility Bills (Electricity, Landline, Etc. Not Older Than 2 Months) Bank Account Statement/Passbook Registered Rent/Lease Agreement Ration Card Letter From Employer/Public Authority A Single Document (E.G., Aadhaar, Passport) May Be Accepted As Both Identity And Address Proof. Pan Card Or Form 60 Pan Card Is Required; If Unavailable, Submit Form 60 As Per Rules. Photographs Two Recent Passport-size Color Photographs Are Usually Required. Additional Notes Originals Should Be Presented For Verification, And Photocopies Submitted For Bank Records. Aadhaar Is Not Mandatory Unless Receiving Government Subsidies, But Is The Most Commonly Used Single Document. For Specific Types Of Accounts (Like Joint, Minor, Nri, Or Business Accounts), Additional Entity-specific Documents And Details Will Be Required. These Are The Standard Requirements For Most Indian Banks As Of 2025; Some Banks May Ask For Supplementary Forms Or Information Based On Their Internal Policies.